We are a small editorial team that studies how businesses stay solvent while they grow, then explains it clearly. Nothing on this site is sold.
tolomind began as a set of internal notes kept by a small group of operators and accountants based in Zvolen, Slovakia, who kept re-explaining the same handful of cash flow concepts to the founders they worked with. Over time those notes turned into structured guides, and we decided the material was more useful published openly than kept private.
Today, Cash Flow CEO is maintained as a standalone, informational publication. We are not a lender, invoice factoring provider or accountancy, and we do not sell services, courses or memberships through this website.
We would rather publish a guide two weeks late than publish one that hasn't been checked against reliable sources.
We do not accept payment to feature a lender or finance product favourably, and this site does not sell any product or service.
Every guide is written so a first-time founder and an experienced operator can both take something useful from it.
To keep expectations clear: tolomind does not provide paid consulting, coaching, legal advice or financial advice, and we are not a lender or finance provider. Content on this site is general and informational, and should not be treated as a substitute for professional advice specific to your situation. We do not process payments, sell subscriptions, or offer any commercial service through this website.
Reach out with questions about our editorial process, sourcing, or a correction to an existing guide.